Reader’s Question:
I know that I would need to pay extra for gap insurance for a car that I will loan here in New York. Once I get the new car, is it automatic that it already has gap insurance coverage or do I have to purchase it from my car insurance provider?
Ace
Bronx, NY
A lot of [...]
Reader’s Question:
I’ll be out on the road on official business and would have to rent a car. In case I get into an accident, will my employer’s insurance provider give me coverage or do I have to file the claim to my own insurance provider here in New York?
Gary
Islip, NY
If you will be out on [...]
Reader’s Question:
My friend here in New York, says your auto insurance rates are based on the car I drive and how many miles I drive each day, is this true?
Bruce
Buffalo, NY
Your friend is correct, auto insurance premiums or rates are based on many different factors and one of them would be the type, make and [...]
Reader’s Question:
I have been living here in New York for quite long and what bothers me is the law in this state which is “no-fault system”. Is there anything hidden in this law of New York? Does it have something to do with the minimum requirement of the state of New York?
Tracy
Islip, NY
It [...]
Reader’s Question:
I just started working here in New York. Since I terminated my car insurance in the other state when I lived before and planning to get a new one here, I’m a little bit flustered since every state has different laws with car insurances. What are the differences of the law here [...]
Reader’s Question:
I’m still living with my parents here in New York but I’m buying my own car soon, do you think I can still stay under my parent’s car insurance policy?
Caitlin
Albany, NY
Good question, do you think you can afford insurance on your own? Can your parent’s afford the additional premiums on their existing car insurance [...]
Reader’s Question:
I moved to Manhattan, New York and intend to use the public transport to go to work everyday but I would be using someone else’s car during the weekend. The owner’s don’t have insurance on it yet, so am I required to get insurance when I use it?
Rudolph
Manhattan, NY
It would be highly recommended to [...]
Reader Question:
My niece is about to be of legal age and she has been convincing her parents to buy her a car. Her parents don’t know how to avail a cheaper Car insurance for teens here in New Rochelle, New York. Are there any methods to get the cheapest car insurance for teens?
Martha
New Rochelle, [...]
Reader’s Question:
I usually do my transactions online because I find it more convenient to use. I also plan to use the Internet in exploring my options for car insurance here in Babylon, New York. What are the things that I should take note in finding an insurance company online and what other option do I [...]
Reader’s Question:
I thought getting car insurance for my first car here in Amherst, New York will be easy! I’m getting confused with collision and comprehensive insurances and some other kinds of coverage a couple of car insurance agents I talked to tried to sell me, can someone explain more about this? Thanks!
Henry
Amherst, NY
Hello Henry, a [...]