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Auto Insurance Rates Greenburgh New York NY

Reader’s Question:

I heard from someone here in Greenburgh, New York that it’s not true that the car color is one of the factors to determine the car insurance rates. But how do people get the idea that car color can impact the premiums we pay for our insurance?

Otis

Greenburgh, NY

The car color doesn’t really matter in determining your auto insurance rates in Greenburgh, New York. There is no proof that drivers on a red car in fact get more traffic violations than those drivers who are on a white car. No particular color has been proven to intensify the chance of having a vehicular accident. As a rule, driving within the speed limit would always be a great idea, regardless of the color of the vehicle you drive. Even if you have a red car but you drive it at the limit, you have lesser chances of getting a traffic violation.

The idea that car color can impact the premiums for auto insurance sparkled on an urban legend that red cars get more tickets and thus, get higher premiums. There is no one who could confirm this statistically and the police and insurers even say that there is no connection between red cars and having more tickets and crashes. Also, on an examination conducted by a certain publication, red, so they say, means that you have a “need for speed,” and this presumption add to the idea that red cars get more moving violations.

Tags: auto insurance rates, car, car insurance