Car Insurance Claim New York NY
Reader’s Question:
A friend of mine got into an accident and he’s having problems with the other driver because he told a different story to his car insurance company here in New York that’s why my friend’s claim was denied. What could he have done after the accident so that he wouldn’t have such hard time being paid for his claim?
Emil
Niagara Falls, NY
I’m pretty sure that the other driver’s car insurance company in New York will put up with their policyholder’s account of what happened so that they can ultimately keep away from paying your friend’s claim. This kind of situation comes to pass always and the first thing that the car insurance provider will do is to deny your friend’s claim. The at-fault driver’s insurance provider would undoubtedly accept their policyholder’s stand.
This situation usually happens in such cases that there were no police accident report submitted, which is why calling the authorities to the scene of the crash is very essential. In a lot of states, if a police investigator at an auto crash concludes that the damage is small (normally less than $500), he won’t make an accident report. But the approximation of repair shops for that same car crash may dash into thousands of dollars.
The best thing to do after an accident is to get eyewitnesses and the other driver’s full details. You also have to bring the car right away to a body shop in order to play down any queries about what caused the damage. Take note of all the other party’s address and car insurance policy details, including testimonies and contact details of any eyewitnesses at the scene. In this case, if beyond questions come up later, you hold a better part of proofs collected at the scene to boost your position on how the accident happened.
Tags: car insurance, car insurance claims
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