Reader’s Question:
How can you avoid being categorized as high risk driver?
Nanne
New York City NY
Here are some of the ways to avoid being considered as high risk motorist by car insurance companies.
1. If you are still a student, be a good student as this can merit you a discount. Having attended a defensive driving class can [...]
Reader’s Question:
What are the things I need to know before buying car insurance for female drivers here in New York. Is it really cheaper?
Christine
New York City NY
You’re right Christine. Compared to their male counterparts, car insurance for female applicants are cheaper. At the top of my head, I can give you two main reasons why [...]
Reader’s Question:
Will I be needing drivers license to get vehicle insurance in the state of New York? How about car registration?
Albert
New York NY
The New York State Department of Motor Vehicles states that you are not required to have a driver license to register a car.
With regards to auto insurance in New York, it may be [...]
Reader’s Question:
I know that a DUI conviction can be pretty bad here in New York. I’m just curious how is it gonna affect my auto insurance rates? And what penalties does a DUI offense get?
Roger
Albany, NY
DUI conviction may not only be pretty bad in New York Roger, that’s the worst nightmare any driver could ever [...]
Reader’s Question:
My car insurance here in New York might be cancelled because of non-payment for a month. Now, I already need car insurance for high risk, will I have a hard time getting myself insured again?
Marian
Brookhaven, NY
If you are late on your payment for your car insurance in New York, your car insurance company will [...]
Reader’s Question:
How would I know if my own car insurance here in New York covers the damages that I may cause from a borrowed car?
Hank
Southampton, NY
You need to go over your car insurance policy in New York and you must do this before getting into any accident. And remember that you should not just read [...]
Reader’s Question:
I have insured my car in New York for so many years now but until now there are still missing links to me why I got the car insurance that I have now and why should I get my car insured. What does the law of car insurance in New York say?
Sean
Hempstead, NY
Car [...]
Reader’s Question:
A friend of mine got into an accident and he’s having problems with the other driver because he told a different story to his car insurance company here in New York that’s why my friend’s claim was denied. What could he have done after the accident so that he wouldn’t have such hard time [...]
Reader’s Question:
I know that I would need to pay extra for gap insurance for a car that I will loan here in New York. Once I get the new car, is it automatic that it already has gap insurance coverage or do I have to purchase it from my car insurance provider?
Ace
Bronx, NY
A lot of [...]
Reader’s Question:
I’ll be out on the road on official business and would have to rent a car. In case I get into an accident, will my employer’s insurance provider give me coverage or do I have to file the claim to my own insurance provider here in New York?
Gary
Islip, NY
If you will be out on [...]
