Reader’s Question:
My friend here in New York, says your auto insurance rates are based on the car I drive and how many miles I drive each day, is this true?
Bruce
Buffalo, NY
Your friend is correct, auto insurance premiums or rates are based on many different factors and one of them would be the type, make and [...]
Reader’s Question:
I have been living here in New York for quite long and what bothers me is the law in this state which is “no-fault system”. Is there anything hidden in this law of New York? Does it have something to do with the minimum requirement of the state of New York?
Tracy
Islip, NY
It [...]
Reader’s Question:
I’m still living with my parents here in New York but I’m buying my own car soon, do you think I can still stay under my parent’s car insurance policy?
Caitlin
Albany, NY
Good question, do you think you can afford insurance on your own? Can your parent’s afford the additional premiums on their existing car insurance [...]
Reader’s Question:
I moved to Manhattan, New York and intend to use the public transport to go to work everyday but I would be using someone else’s car during the weekend. The owner’s don’t have insurance on it yet, so am I required to get insurance when I use it?
Rudolph
Manhattan, NY
It would be highly recommended to [...]
Reader’s Question:
I usually do my transactions online because I find it more convenient to use. I also plan to use the Internet in exploring my options for car insurance here in Babylon, New York. What are the things that I should take note in finding an insurance company online and what other option do I [...]
Reader’s Question:
I thought getting car insurance for my first car here in Amherst, New York will be easy! I’m getting confused with collision and comprehensive insurances and some other kinds of coverage a couple of car insurance agents I talked to tried to sell me, can someone explain more about this? Thanks!
Henry
Amherst, NY
Hello Henry, a [...]
Reader’s Question:
I heard from someone here in Greenburgh, New York that it’s not true that the car color is one of the factors to determine the car insurance rates. But how do people get the idea that car color can impact the premiums we pay for our insurance?
Otis
Greenburgh, NY
The car color doesn’t really matter in [...]
Reader’s Question:
Do insurance companies run credit reports to determine my rates? I have excellent credit history here in Bufallo, New York but I still end up with higher insurance rates!
Marcia
Buffalo, NY
Hi Marcia, it is possible for an insurance company to run your credit history as part of the process to determine your rates. However, these [...]
Reader’s Question:
This would be the first time that I would have to purchase my own car insurance here in Clarkstown, New York. What are the things that I need to know before I go ahead and purchase my car insurance?
Terrell
Clarkstown, NY
It’s so important that all is well before you go ahead and purchase your first [...]
Reader’s Question
I’ve heard that car insurance providers here in Babylon, New York are giving discounts based on your occupation. I’ve never heard about this, can you tell me more?
Joselito
Babylon, NY
There are some auto insurance providers that have recently offered additional discounts on car insurance premiums based on your profession. You have to understand that insurance [...]