Reader’s Question:
How would I know if my own car insurance here in New York covers the damages that I may cause from a borrowed car?
Hank
Southampton, NY
You need to go over your car insurance policy in New York and you must do this before getting into any accident. And remember that you should not just read [...]
Reader’s Question:
A friend of mine got into an accident and he’s having problems with the other driver because he told a different story to his car insurance company here in New York that’s why my friend’s claim was denied. What could he have done after the accident so that he wouldn’t have such hard time [...]
Reader’s Question:
I know that I would need to pay extra for gap insurance for a car that I will loan here in New York. Once I get the new car, is it automatic that it already has gap insurance coverage or do I have to purchase it from my car insurance provider?
Ace
Bronx, NY
A lot of [...]
Reader’s Question:
I just started working here in New York. Since I terminated my car insurance in the other state when I lived before and planning to get a new one here, I’m a little bit flustered since every state has different laws with car insurances. What are the differences of the law here [...]
Reader’s Question:
I am trying to have the most affordable auto insurance as much as possible here in Albany, New York. How do you think would I be able to get the cheapest one?
Kalen
Albany, NY
Most owners of motor vehicles do not necessarily think about what they would have to use the auto insurance for when they [...]
Reader’s Question:
I have three cars insured under my car insurance policy. My teenage daughter got a DWI in Bronx, New York and I wanna know if she needs to get her own insurance after this. How much increase would I have on my premium rates if she stays on the policy?
Carmen
Bronx, NY
It would be a [...]
Reader’s Question:
If I hire a DWI lawyer to help me in my DWI case here in Oyster Bay, New York, what are the things that I would have to discuss with the lawyer? Can I also talk with the lawyer about the effects of DWI on my car insurance?
Fraser
Oyster Bay, NY
There are a lot of [...]
Reader’s Question:
What advice can you give me on how to deal with my auto insurance after my DWI conviction here in Brookhaven, New York?
Danny
Brookhaven, NY
You just have to pay your auto insurance premiums on time every month and renew your auto insurance policy as usual. But just a reminder, though, you have to be ready [...]
Reader’s Question:
My friend borrowed my car and he got into an accident caused by drunk driving here in Staten Island, New York. Will I be held liable for the damage and can I file a claim with my car insurance company.
Harry
Staten Island, NY
It is really very risky to loan someone your car, even if you [...]
Reader’s Question:
I plan to cancel my current car insurance policy because I am paying a lot of money now than I used to before my DWI charge here in Islip, New York. What do I have to do in case I fail to formally cancel my policy?
Valeria
Islip, NY
I do understand why you want to cancel [...]