Talk to a DUI lawyer right now!

Drunk Driving Insurance Staten Island New York NY

Reader’s Question:

My friend borrowed my car and he got into an accident caused by drunk driving here in Staten Island, New York. Will I be held liable for the damage and can I file a claim with my car insurance company.

Harry

Staten Island, NY

It is really very risky to loan someone your car, even if you trust the person because we’ll never know when accidents would happen. Since your friend borrowed your car and got into an accident in Staten Island, New York caused by drunk driving, you can file a claim with your car insurance company. You would have to pay any deductible that applies but the bad news is that your rates may go up as a result of your claim, especially if you have made other recent claims.

Let’s say you didn’t know that your friend was drunk driving, but it was still your own car, so you’ll be held responsible somehow. But if he took your car without permission take it, in most cases, you will not be held liable for the damage. If he is uninsured and caused damage that exceeds your policy limits, the injured party could come after you for property-damage and medical expenses. So next time, you have to think twice about having someone else drive your car.

Tags: auto insurance claims, car insurance, car insurance company, drunk driving insurance, DWI