Reader’s Question:

I have a DWI conviction here in New York. I was asked to file SR22 auto insurance so that I can get my license reinstated. What is an SR22 and why do I have to get it? How do I file for SR22?

Brent

Amherst, NY

An SR22 Filing is a form issued by your insurance company which will remove a suspension order placed by the Department of Motor Vehicles (DMV) on your driving privilege. The SR22 filing provides a guarantee to the New York DMV that an insurance company has issued at least minimum liability coverage for you and that your insurance company will notify the DMV should the insurance ever lapse for any reason.

The reason why you have to get or file for SR22 is because of your DWI conviction. People whose driver’s license is under suspension by the New York DMV need an SR22 to reinstate their license. You can call the DMV to ask them what other DMV fees are needed to reinstate your license. Usually, there’s a $55 reinstatement fee.

If your insurance company can issue the SR22 filing, this should not be a problem on your part in getting your license back. But if they don’t issue SR22 filing, you have to be in search of a new insurance company who would give you coverage and issue an SR22.

Tags: DWI lawyer, SR22 insurance