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Teen Car Insurance Bronx New York NY

Reader’s Question:

I have three cars insured under my car insurance policy. My teenage daughter got a DWI in Bronx, New York and I wanna know if she needs to get her own insurance after this. How much increase would I have on my premium rates if she stays on the policy?

Carmen

Bronx, NY

It would be a personal decision between you and your teenage daughter whether or not she gets her own car insurance policy after she has been charged with DWI in Bronx, New York. If she owns a car, then this may be an option. But if she doesn’t, she may have to stay on your car insurance policy in order to driver your cars. All of these could also depend on the car insurance provider’s guidelines.

Your car insurance provider’s rating system would determine how much your rates can rise because of your daughter’s DWI offense. Since the rating systems vary among car insurance providers, you would have to talk with your insurance agent to see what the rate increase could be. Normally, a DWI conviction is considered as a serious risk by a lot of car insurance providers and therefore, her premiums would probably reflect this. The insurance agent could also help you check if you can exclude your daughter from your car insurance policy.

Tags: car insurance, car insurance policy, car insurance rate, drunk driving insurance, DWI